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Taking out a loan can be quite tricky. That’s why at mortgage architects nationwide, we’ll guide you through the key stages from start to finish…

 

Remember, we are there for you whenever you need us!

We’ll set up a meeting

• We will collect all the information we need from you. Discuss your needs and current financial situation and help identify your short term and future goals

Planning

• Once the plan has been developed we will present it to you and go through the available loans options.
• We’ll make sure you are comfortable and understand the loan recommendations.
• A lending product is chosen.
• Negotiations happen between our Mortgage Brokers and the lenders.

Time to apply

• We’ll collect your information to help us prepare your loan application.
• The loan application will be submitted.
• The lender will organise a credit check and property valuation.
• We will stay in touch with the lender and keep you informed along the way.

Full Approval

• Once the loan is approved, the lender will issue the loan documents for you to sign.

Signing the loan contract

• We will organise a time to meet to help you with the signing of the loan documents and ensure they are complete.
• We’ll return the signed loan documents to the lender.

Settlement

• Once the lender has certified that all your documents are in order, settlement can be organised.
• If you are buying a property, your conveyancer will organise the settlement directly with the lender, according to the settlement date on the contract of sale.
• If you are refinancing you’re your existing home loan, the lenders will liase directly to exchange the documents.

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Want to know more about our services?
Get in touch with us – We would love to hear from you!

Whether you are looking to buy your first home, refinance, consolidate, renovate or invest in property, Mortgage Architects Nationwide can help.

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